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Question from Marcy: You stated in your last column that people on Advantage Plans need to be prepared to switch plans or companies every year. Why would I need to do that if my premium is going down for 2022?
Question from Nora: I have an ACA (Affordable Care Act) plan that I purchased on Pennie last year. Is there anything I need to do during the Open Enrollment Period (OEP)?
Question from Sherry: A few months ago, I asked about HOP benefits, and you suggested their Supplemental plan. However, I will also need prescription, vision, and dental coverage. How should I determine the best option, or should I purchase through HOP? My husband is on a $0 Advantage Plan. He is very happy with it although now we are wondering if he should consider adding some other options or a plan instead with less out of pocket exposure.
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